City-Wise Living Costs: The cost of living in the UAE varies widely by city. Dubai and Abu Dhabi are pricier, with shared accommodation ranging from AED 2,200–4,500/month, while Sharjah, Ajman and Ras Al Khaimah offer more budget-friendly options between AED 1,000–2,500/month.

Hidden & Variable Expenses: Utility bills spike in summer due to cooling needs, and private health insurance (AED 1,500–2,500/year) is mandatory. Food is affordable if cooked at home, but frequent dining out or relying on imported groceries can inflate costs significantly.

Budgeting Smartly: Housing near campus, student transport passes and local markets can reduce monthly expenses. Weighing trade-offs—like longer commutes for lower rent—helps students manage finances effectively.